1. Technology
You can opt-out at any time. Please refer to our privacy policy for contact information.

4 Best Free Budget Spreadsheets

Spreadsheet Templates for Budgeting


I've rounded up four of the best free budget spreadsheets to be found on the Internet. Choose from online spreadsheets or downloadable templates that can be used with Microsoft Excel or OpenOffice Calc. All can be edited to suit your budgeting needs.

Vertex42 Spreadsheets

Vertex42 spreadsheet examples
Vertex42 lists over a dozen free budget spreadsheets that work with Microsoft Excel, and some are compatible with OpenOffice Calc or Google Docs as well. You'll find monthly and yearly household and personal budget spreadsheets, Christmas gift budget, business budget template, a wedding budget spreadsheet and a Money Manager Spreadsheet for Kids.

For those who want to be able to track expenses against a budget, the Money Management Template is an excellent Excel or OpenOffice Calc spreadsheet that does not require macros to use.

Many of these spreadsheets include a demo video tutorial.

  • Visit Vertex42.com to learn more and download these budget spreadsheets, as well as templates and calculators for many other uses.

It's Your Money Budget Spreadsheets

Find free budget spreadsheets on its your money website.
It's Your Money / www.mdmproofing.com
It's Your Money lists seven free budgeting spreadsheets, including a Cash Flow Budget Spreadsheet inspired by Dave Ramsey's budgeting methods. Need to keep a budget by the week? Try the Box Budget Spreadsheet, which breaks down each month into four weeks. These spreadsheets work with Microsoft Excel 2000 or later with macros enabled, and some will work with OpenOffice Calc (free). It's Your Money offers an assortment of free or low-cost personal money management spreadsheets.

PearBudget Free Budget Spreadsheet

Download a free budget spreadsheet from PearBudget.
Free Budget Spreadsheet / PearBudget.com
PearBudget is a free, comprehensive household monthly budget spreadsheet that is downloaded and used with Microsoft Excel any other Windows or Mac spreadsheet software that supports .XLS files. An analysis tab analyzes expenses by month and budget category, and shows the difference between actual and budgeted spending.


Google Docs Budget Spreadsheets

Google Docs templates offers many free budget spreadsheets.
Google Docs Budget Spreadsheets / Google.com

Use the Google Docs template gallery (now officially called Google Drive) and enter one of these in the search box for some great options for budgets:

  • Best-Personal-Budget-Planner A nicely done and very comprehensive budget spreadsheet with embedded spending and budget summary graphs, by bluecyber.
  • Simple Budget Planner A more compact budgeting spreadsheet that lets you budget expenses by percentage of annual and monthly income, by Google.
  • Yearly Budget Template A detailed yearly and monthly budget tracking spreadsheet by Troybarto. This budget spreadsheet lets you project income and savings as well as keep a record of actual income and savings.
If you prefer using Google Drive spreadsheets, you can also find some of the Vertex42 budget spreadsheets mentioned above in the Google Drive Templates.

©2014 About.com. All rights reserved.