Free Budget Spreadsheets

Vertex42 lists over a dozen free budget spreadsheets that work with Microsoft Excel, and some are compatible with OpenOffice Calc or Google Docs as well. You'll find monthly and yearly household and personal budget spreadsheets, Christmas gift budget, business budget template, a wedding budget spreadsheet and a Money Manager Spreadsheet for Kids.

For those who want to be able to track expenses against a budget, the Money Management Template is an excellent Excel or OpenOffice Calc spreadsheet that does not require macros to use.

Many of these spreadsheets include a demo video tutorial.

• Visit Vertex42.com to learn more and download these budget spreadsheets, as well as templates and calculators for many other uses.

It's Your Money lists seven free budgeting spreadsheets, including a Cash Flow Budget Spreadsheet inspired by Dave Ramsey's budgeting methods. Need to keep a budget by the week? Try the Box Budget Spreadsheet, which breaks down each month into four weeks. These spreadsheets work with Microsoft Excel 2000 or later with macros enabled, and some will work with OpenOffice Calc (free). It's Your Money offers an assortment of free or low-cost personal money management spreadsheets.

• Get the details and download from www.mdmproofing.com.

PearBudget is a free, comprehensive household monthly budget spreadsheet that is downloaded and used with Microsoft Excel any other Windows or Mac spreadsheet software that supports .XLS files. An analysis tab analyzes expenses by month and budget category, and shows the difference between actual and budgeted spending.

• PearBudget Budget Spreadsheet Review

You will find some Vertex42 budget spreadsheets (mentioned above) on the Google Docs Templates site along with other great free budget spreadsheets created and shares by others. Go out to the Google Docs template gallery and enter one of these in the search box:

• Best-Personal-Budget-Planner A nicely done and very comprehensive budget spreadsheet with embedded spending and budget summary graphs, by bluecyber.
• Simple Budget Planner A more compact budgeting spreadsheet that lets you budget expenses by percentage of annual and monthly income, by Google.
• Yearly Budget Template A detailed yearly and monthly budget tracking spreadsheet by Troybarto. This budget spreadsheet lets you project income and savings as well as keep a record of actual income and savings.