Looking for an easier way to plan for paying down some debt? While debt reduction software is a great solution, a lot of people are looking for something a little simpler. Try one of these debt reduction spreadsheets, which can be used with Microsoft Excel, Open Office Calc and Google Docs.

Just download, open, plug in your numbers and you have a plan for paying off your debt.  There are four spreadsheets to choose from and they are all free.

• The Best Free Budgeting Spreadsheets
• The Best Google Docs Templates for Managing Money
• PearBudget Spreadsheet

As I mentioned earlier this month, a lot of my readers are still using Microsoft Money, even though it's not fully functional. If you are looking for basic money management software for Windows, then Microsoft Money Sunset Deluxe is definitely an option - and it's free.  If you're just setting up Microsoft Money, you need to check out my collection of short tutorials which I've gathered together in Working with Accounts and Registers in Microsoft Money.

I also have some advice for replacing Microsoft Money with other personal finance software.

More Microsoft Money Help:

• Back Up Your MS Money Data
• How to Link Images and Files to Transactions
• Microsoft Money Budgets

I've been hard at work on my annual tax software reviews, and finished my seventh annual TurboTax review last night.  In my opinion, TurboTax is still the easiest tax software to use (although TaxACT and H&R Block At Home are very user friendly as well)  with easy to understand explanations embedded in all topics in the tax interview.  My favorite thing about TurboTax for tax year 2011 is the free federal and state tax advice from tax experts available to all TurboTax users, even if you use the Free Edition.

Read my TurboTax review to learn more about the goodies offered this year.

• TurboTax Versions, Features and Prices
• All the Tax Software Reviews (updated as reviews are completed)
• Tax Software Help

Have you used TurboTax?  Write a short guest review!

Have you tried free tax software through the IRS Free File program or directly from an online tax software provider?  I would like to hear some opinions about how free tax software worked out for you.

• Free Tax Software: What You Get, What You Don't
• Tax Software Reviews

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