Thursday December 5, 2013
I can't tell you how many times I bought clothes without trying them on in the store thinking I would return whatever didn't fit, and then I completely spaced out about getting back to the store on time to get a refund. The same thing has happened with gifts that I bought and then decided to get something else for the giftee. The original gifts and those ill-fitting clothes were donated to charity, but my budget suffered for it. I'm sure this has happened to most people, whether it's with clothes or other items.
Being right in the middle of the prime shopping season, I decided to see if there were any mobile apps that would somehow help me and my readers get returns to the store on time so we could get our refunds. I found apps that do just that, based on individual store policies. They can remind you when it's getting close to the end of the return window of time, too. And, there are a couple of apps that help you compare shipping options so you can save if you need to ship returns back to the retailer. Read Easy Shopping Returns with Free Mobile Apps for the details. Apps listed are for iPhone, Android, Windows Mobile and Blackberry.
Friday November 29, 2013
I put together line up of 10 options for creating and tracking a budget, whether you prefer an online app or to stay offline with desktop computer software. While some of the software or apps on the list also offer features for tracking your financial accounts, all have a focus on keeping a budget and usually work out better for people who are big into budgeting or who need to manage money very carefully.
What makes these tools better then a spreadsheet or doing a budget on paper? You can quickly make changes to the budget and easily do forecasting to see how spending and saving effect your finances into the future. Check out my 10 Budgeting Software and Online Apps to learn more.
Wednesday November 27, 2013
The value of the digital currency Bitcoin rose to over $1,000 this morning on Mt. Gox, one of the largest exchanges for the currency. This means that Bitcoin has risen by nearly ten times the value as of early last month, when it dropped significantly to $110 after the the FBI shut down an online black market that utilized the currency. Could Bitcoin go even higher? Probably. But, it can also take a nose dive due to extreme volatility. There's a long way between $110 and $1,000.
Still interested? Check out Bitcoin Scope for quotes every 30 seconds, tweets, news and more. The site is not the most attractive, but it consolidates a lot of information on one page.
Monday November 25, 2013
Splitwise is an app for splitting bills with other individuals and groups and then tracking who has paid up and who has not. When I first covered Splitwise in my Top 5 Android Apps for Splitting Bills and Tracking IOUs last summer, my opinion of it was just "meh". That's all changed now that this app has stepped up its game for Android so that it's more in line with Splitwise for iOS.
Among the improvements in the Android app are push notifications to your phone for new expenses and edits, adding bills is easier, and you can now add images to expenses using your phone's camera. Check out my updated info for the Splitwise Android app to read more about what's new. If you tried it before and uninstalled it, you'll want to take another look.
Image: Splitwise for Android 3.x