Start Setting Up Your Budget

Microsoft Money Savings and Spending Budget

The Savings and Spending Budget in Microsoft Money was designed to help with budgeting monthly expenses more effectively. With the Microsoft Money Savings and Spending Budget, 60% of monthly gross income is committed to regular expenses like food, clothing, insurance, taxes, all household bills, 10% is committed to unplanned expenses such as unexpected auto repairs or insurance deductibles. Another 10% of gross income is dedicated to savings and paying down debt, with the final 10% going to retirement savings and fun money.

Whether you are starting a new Microsoft Money data file and have not already set up a budget, or you upgraded Money and already have a data file with a budget:

1. Click on Budget
2. Select Savings and Spending Budget
3. Click Next

Next Step: Microsoft Money Spending and Saving Budget Principles