9 Free Personal Finance Software Downloads

Top Free Downloads for Personal Finance Software

GnuCash free personal finance software download tracks bank accounts, stocks, income and expenses and has small business accounting features. GnuCash is based on professional accounting principles to ensure balanced books and accurate reports. GnuCash is actively and consistently developed, so this free software is improving all the time. GnuCash supports QIF imports and OFX downloads. GnuCash is free software, but if you use it and grow to rely on it enough you may wish to make a small donation using the link on GnuCash site.

• Compatible Operating Systems: Windows, GNU/Linux, Mac OS X, Solaris, NetBSD, FreeBSD.

Designed to be used with no formal financial planning training, Financial Fate tells you at a glance if your money management practices will lead you to being financially solvent for life or if you need to make some changes to avoid bankruptcy.

ClearCheckbook is free online personal finance software that downloads QIF, OFX, QFX data formats from financial institutions. Includes Checkbot, which allows you to work with your accounts on an SMS or Aim-enabled cell phone or ICQ. ClearCheckbook sends bill payment reminders via email.

• Compatible Operating Systems: ClearCheckbook web-based personal finance software runs in any compatible browser (Firefox, Internet Explorer), and runs independent of most operating systems.

Mint automatically updates account transactions each night, so you have to enter your account information into Mint. However, Mint uses exceptional security measures to protect your data, and it has the added perk of providing personalized money-saving ideas without in-your-face ads. Mint sends reminders and account status reports via email and SMS cell phone technology.

• Compatible Operating Systems: Mint is web-based personal finance software runs in any compatible browser, independent of operating systems.

AceMoney Lite is free personal finance software that offers a simple user interface, a variety of personal finance reports, budgeting and investment tracking support and e-commerce features. The catch is that AceMoney Lite only supports one account. If you only track a few accounts you can get around this limitation by creating a category for each account and then using subcategories for your budgeting (groceries, rent, utilities, etc.). AceMoney Lite imports account transactions from financial institutions that offer QIF or OFX downloads (most do).

If you prefer to have multiple accounts, an upgrade to AceMoney runs $30 and includes free lifetime upgrades, meaning you only pay once.

• Compatible Operating Systems: Windows and Linux.

PLCash stores data in plain text format, allowing you to use a spreadsheet or word processing software to read your data, however PLCash reports are sufficient for the personal finance reporting many people need. PLCash offers the same features most other free software for personal finance management does: multiple accounts, account reconciliation, and QIF imports and exports. PLCash offers something other free software for personal finance management do not: printing checks using industry-standard checks such as those used by Quicken.

• Compatible Operating Systems: Any operating system with Java Runtime installed.

Buddi has a clean look and is designed to be easy to use even if you have no financial background. Buddi has features for budgeting, tracking accounts and generating personal finance reports.

Buddi is free, but accepts freewill donations from happy customers.

• Compatible Operating Systems: Any operating system with Java Runtime installed, including Windows, Mac and Linux.