Top 3 iPhone Apps for Personal Finance - November 2012

I'm starting a new trend. Each month, I'm going to round up a few iPhone apps for managing money to give readers information about the variety of personal finance apps that are available.  I'll select apps that users have been happy with and that are rated high with supporting comments in the iTunes stores, then I'll gather information to explain why these iPhone apps make it easier to manage your money.

Here are the top iPhone apps for November, 2012, which also work on iPad and iPod Touch (see iTunes store for details):

• Negotiate It gives you actual scripts for negotiating to lower bills and interest rates, and get out of late fees over the phone.
• BillTracker is a simple yet powerful app that tracks all bills and lets you know when they are due.
• Learnvest app is free and manages most aspects of personal finances.

Have you used any of these apps? Use the comments to let me know how you like them. (Please reserve comments for these three apps, do not pitch other apps. Thank you.)

Image: BillTracker iPhone App by SnapTap