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The Best 8 Windows Personal Finance Software

Money Management Software


Whether you want to track accounts, keep a budget or do some other money management tasks, there's a great selection of personal finance software for Windows.

You Need a Budget 4

You Need A Budget includes a spending by category report to see how you've spent money.
YNAB 4 Spending by Category ReportYou Need a Budget.
You Need A Budget is a money management tool that actually teaches solid personal finance money management practices based on spending only income you have already earned. YNAB will help you to avoid overdrawn accounts and messing up your personal budget.

YNAB retails for $60, but take the free trial for a spin first. There are also free classes that teach learn how to use You Need A Budget 4.


AceMoney personal finance software home screen.
MechCAD Software / Screenshot by Shelley Elmblad
AceMoney is actively developed and always improving on an already good Windows personal finance software option. AceMoney has been translated into many languages, tracks investments as well as accounts and budgets, and supports over 150 currencies. Financial data can be imported from other personal finance software and spreadsheets.

$39.99, and you can try before you buy it with a 30 day free trial.

Quicken Personal Finance Software

Customize the Quicken Home Page to get the most important financial reports in one place.
Quicken 2012 Home Page Intuit

Quicken for Windows has been around for years, and as those years have passed, more and more features have been added to manage all aspects of your personal finances. But, not everyone wants a boatload of features, so there are multiple Quicken versions, from Starter Edition through Quicken Home & Business. See my Quicken 2013 review to learn about the latest and greatest features in this annually-updated personal finance software.

Quicken retails for around $30 - $110 depending on the version purchased, but be sure to check for better prices online. While Quicken has a good money back guarantee, there is no free trial.


Moneydance desktop personal finance software with iOS app.
Moneydance 2012 Personal Finance Software and Mobile App © Copyright The Infinite Kind 2012

Moneydance has all the features most people need to manage money, has an easy to scan Home Page and easily imports downloaded transactions. Moneydance features aren't accessed quite like other personal finance software, but it isn't difficult to use and there's a lot of help in the online user forums, tech support and detailed tutorials in the documentation. This software handles multiple currencies, has an iPhone and iPad apps and offers a decent set of financial reports.

$49.99, free trial, special upgrade pricing.

Free Microsoft Money Plus Sunset Deluxe

The Home Page in Microsoft Money Plus Sunset Deluxe will be familiar to Money Plus users.
Microsoft Money Plus Sunset Deluxe Home Page Microsoft
Although Microsoft is no longer supporting or developing MS Money, there is still a free Microsoft Money personal finance software available. If you're looking for automated account downloads, then skip this software, which is missing Internet-supported features. If you're still interested, read about the features in Microsoft Money Plus Sunset Deluxe to find out what to expect, what's missing and where to download.


If you are looking to simplify your financial software, try SplashMoney's free trial.
SplashMoney for Windows SplashData, Inc.

Consider SplashMoney if you want easy-to-use, reasonably priced personal finance software with decent customization options, without an exhaustive list of advanced features.

SplashMoney Desktop for Windows offers a 30-day free trial, costs $19.95, has a 60-day money back guarantee. To manage money while away from your computer, SplashMoney for iPhone, Android and other Smartphones can be purchased bundled with SplashMoney Desktop for $29.99.

Fortora Fresh Finance

Fortora Fresh Finance is personal finance software for Mac and Windows.
Fortora Fresh Finance Budget Fortora LLC
Personal finance data in Fortora Fresh Finance can be shared among multiple users on one computer or over a network and data works with both the Mac and Windows versions of the software. Each registered copy of Fresh Finance can be used on up to 3 computers, tech support is free and very responsive and Fortora plans to support multiple versions of the software as it is developed.

Buy Fresh Finance for $44.99, but use the free trial first.


Enter transactions in GnuCash registers.  GnuCash is free financial software.
GnuCash Account Register www.gnucash.org
GnuCash has small business features, but also functions well as personal finance software. GnuCash has been translated into 21 languages and handles multiple currency exchanges, and this financial software is easy on your wallet: it's free.
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