- Affordability calculator, which tells you how much you can realistically afford to pay for a home mortgage.
- Refinance calculator for estimating savings if you were to refinance you current mortgage, complete with the breakeven point.
- Payment calculator, which lets you the monthly mortgage payment Zillow estimates with a break down by principal, interest, taxes and mortgage insurance. Change scenarios on this calculator by adjusting the dollar amount for the price of the home, your down-payment and various rates.
For your mortgage or refinance shopping, use Zillow Mortgage Calculator and Rates to create a request to see loans that are within your budget. No personal information is entered, so no one will contact you. After creating the request, you'll see loan quotes in the app, which include lender fees. The average number of quotes returned are 18 and you have to option to select from FHA and VA loans among the many type packages available. Compare the quotes and if you see something you like, you can contact the lender immediately.