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From Shelley Elmblad, for About.com

Store Vital Financial Info on Locket

Sunday October 5, 2008
Locket is software for securely keeping track of financial and medical records, a simple home inventory, debt and loan information, emergency contacts, vehicle information, income and expenses and a list of assets. You can store other information in Locket as well, like recipes, birthdates, and passwords.

Soon, Locket will be sold on a 2 GB USB thumb drive, but right now you can get Locket on a software CD (PC only) or on a 1 GB USB thumb drive. The beauty of using the USB drive is that the software and your data both reside on the drive, making it easy to keep it with you. For example, if your home office flooded, making your computer inoperable, you could just plug the Locket thumb drive into any PC (after all, your insurance agent's direct line is stored on Locket, right?).

Locket uses password protection and dual-layered encryption to protect your private data and the software looks easy to use.

Tom Nelson at About.com Macs confirmed a concern I had with flash memory: it can only be written to so many times, which means you cannot add or update data indefinitely. Tom also noted that lower quality flash memory will result in fewer writes (so beware of cheap flash drives).

I contacted Locket Support about this issue and was told the Locket thumb drive is good for 10,000 full writes, or for about 10 years under average use.

The Locket 1GB thumb drive is currently on sale for $49.95, and the software CD is $19.95. The 2GB drive is coming soon.

Learn more about Locket at www.lockethome.com, and to see how easy it is to use, check out the Locket demo.

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