PNC Virtual Wallet
Friday August 8, 2008
PNC Virtual Wallet
©2008 The PNC Financial Services Group, Inc.
- Financial planning calendar that works with automated Bill Pay services.
- Money Bar Graph that splits money in the account into three categories: Scheduled Out (money allocated for bills), Free (money available after Scheduled Out bills are paid, before next pay day), and Reserve (money that is set aside).
- Wish List to help with saving for bigger purchases.
- Savings Engine with three different ways to put saving money on auto-pilot.
- Email alerts for account activity.
- Three accounts for saving, short term savings and long term savings.
Service fees for PNC Virtual Wallet accounts vary depending on your location.
Get more info from NetBanker: PNC Bank Takes on Mint and Quicken with PNC Virtual Wallet
Comments
Wow! This product is a slow follower, and is marketed like a joke. It is not current with features provided by innovative products from Jwaala and Mint, and is obviously a strategy to capture cheap, stable funding sources through consumer savings, cd’s and money market accounts. Not very Gen Y. Also, the ’80’s called, they want their logo back. Nice work on the creative “Virtual Wallet” product name. Obviously, this product was contrived by people in their 40’s and 50’s, trying to figure out will appeal to people in their 20’s…sad.
20-something here. This is the account I’ve been looking for since I started banking. Easy way to compartmentalize cash, keeping savings out of my ATM account balance numbers, but allowing unlimited, free, and easy transfers in and out of the “spend” account. It’s way better for me than sites like Jwaala and Mint because I don’t have to trust my financial info to 3rd parties. Plus I can actually move money between accounts, not just get reports.
Meks, do you work for a competitor of PNC or something? I’ve seen you post the exact same review on 2 or 3 different pages. From the looks of it, I’d say either you have a personal vendetta against PNC, or you work for the competition and this new product has you a little scared.
This product rocks. Very well designed features, IA, appealing visual design. Quite unexpected to come from a bank, not a startup.
Meks, was there anything at all you liked about it? Your review just makes you sound like a petty little idiot who doesn’t have the slightest clue about any of this. Also, how old are you? 14?
This is an excellent online product.
Meks, was there anything at all you liked about this product? How old are you? 14?
Your review simply makes you look like a complete tool who has absolutely no clue about design. Here’s a gen Y term for you. Hater. Just in case you don’t know what that is… it’s someone who trashes other people’s work simply because they didn’t do it themselves no matter how good it is.
I love Mint myself, but this is an excellent product and it’s very surprising to see this from a major bank and not a startup. It’s extremely well designed from every standpoint. The features are great, it looks very slick and modern and even the name is cool.
The application is great in itself, but PNC left out a crucial requirement - compatibility. Since Virtual Wallet can’t manage your other accounts (like mint.com can) and it doesn’t allow ANY external sites or programs to use its data. So, in short, Mint.com cannot import nor can MS Money or Quicken, so I need to check TWO web site to see all of my finances. Useless. We’re actually leaving PNC over this.